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USC’s Clowney Inquires About $5 Million Insurance Policy

jadeveon-clowney-helmet-off-meanWell this one’s a no-brainer.

South Carolina defensive end Jadeveon Clowney is reportedly considering taking out a $5 million insurance policy to protect him in case of serious injury on the football field.  The junior-to-be is expected to be the top pick in the NFL draft if/when he comes out early in 2014.  Whether or not he should risk injury by playing at all this fall has become a national talking point this week.  (Clowney and USC coach Steve Spurrier say he will definitely play.  NFL draft analyst Mel Kiper says he shouldn’t have to.) reported yesterday that Richard “Big Daddy” Salgado — the president of a company called Coastal Advisors, LLC — told the site that “a member of Clowney’s camp” had inquired with his company about the possibility of setting up the large policy.  Salgado’s group has reportedly “insured and guided” 35 other college athletes over the past 15 years.

And if you’re looking for insurance, wouldn’t you turn to man called Big Daddy?

The debate over whether or not Clowney should play has been fueled in part by the devastating injury suffered by South Carolina running back Marcus Lattimore last season.  His draft stock has taken a hit following following his October knee injury.

But Spurrier believes there’s a difference between Clowney and Lattimore:


“He’s really good about avoiding injuries and so forth. He knows how to get out of harm’s way if there’s a big pileup around a tackle. I think the odds of him getting hurt are not nearly as much as a running back or somebody like that.”


Makes one wonder what Spurrier would have said if some in the media had questioned a year ago whether or not Lattimore should play his junior season.

Update: Richard Salgado clarified his comments this morning: “Let me get one point straight right off the bat: I did not write any insurance on him,” Salgado said. “An inquiry was made about him to me, and that was it. Now, was it a family member (who made the inquiry)? Was it an agent? Was it anybody like that? No. I don’t even know. You get all these people that call and say they’re the advisor to these kids, and 90 percent of the time, they’re lying. I’m the biggest provider of insurance in this business of sports. People ask me a lot of things.”

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